Our Companies
The Panorama Group is a holding company that focuses on international resort and resort residential areas of the real estate industry. The company currently has offices in the United States, Mexico, Costa Rica and Spain, but will staff offices in other areas based upon project and client needs. The companies below are all controlled by members of the Clover family, with other shareholders included in some to maximize and to reward talent.
The following companies comprise the Panorama Group.
Panorama International, Inc.
Panorama International is a consulting company specializing in hospitality studies, packaging and financing. Hospitality consulting and real estate development consulting has been a specialty of Panorama, whose executives have completed assignments in more than 70 countries during the past 40+ years.
Panorama Properties, SA
For more than 35 years Panorama Properties has maintained a presence on the Costa del Sol of Spain, which is the most popular retirement and second-home destination in Europe. The company is the oldest established real estate brokerage firm in the Marbella area and is widely respected in all of Europe. Panorama Properties maintains a network of the top brokers in Europe, who supply a steady stream of clients to Panorama’s Spanish offices. For more information visit www.panorama.es.
International Resort Communities
IRC is an accredited developer of international resort properties. Periodically, IRC undertakes projects for its own accounts — which is headed by Corey Hoffpauir. The company undertakes both projects in its own right and as a fee developer for client owners.
Panorama World Marketing, Inc.
Marketing management is the expertise of PWM, which specializes in getting maximum results for the lowest price. PWM will undertake the entire resort development marketing function, including all advertising, public relations and promotional program; off-site sales using a brokerage network; and on-site sales. For more information, click here.
International Mortgage
IM supplies mortgage funds on a selective basis to citizens of developed countries wishing to buy homes in less developed countries where no mortgage financing is available. Typical terms for qualified buyers are 80-percent financing for 25 years at reasonable interest rates. IMC works with developers and also provides financing for IRC resorts. All developments cannot be approved for this program due to periodic constraints on capital availability.
Genesis Financial Corporation
Genesis Financial is a company that provides financial guarantees to worthy enterprises both internationally and in the United States. These guarantees are structured to the individual venture and are arranged with various entities.
Resort Security Services, Inc.
Resort Security Services, Inc. is a specialized security company focused only on providing state of the art security to resort developments and hotels. It is a Joint Venture corporation with ownership by Panorama and by Terminus Global Services, Inc. The security company specializes in combining high technology security systems with human and physical resources with a special focus on Terrorism. It is felt that the terrorism security has not been attended to, particularly for the resort industry. Alan LaMons is the President of RSS and his staff have backgrounds in the US Marines, Special Operations, Law Enforcement, Fire, Emergency Responders and Security professions.
Panorama Sustainable Development
Sustainable development and protection of environmental conditions are more than “buzz words” for Panorama. All projects are planned for sustainable development and to minimize the impact on the environment – with plans refined and enhanced as development progresses.
Panorama Golf Management
A company owned by Panorama and Panorama associates specializing in International golf course and club management. Headed by Billy Sitton and Corey Hoffpauir, the company is one of a few companies that undertakes the complex management issues of golf and membership issues outside the United States.
